{"id":329,"date":"2025-03-12T10:46:29","date_gmt":"2025-03-12T10:46:29","guid":{"rendered":"https:\/\/anvasta.com\/?page_id=329"},"modified":"2025-03-12T10:57:56","modified_gmt":"2025-03-12T10:57:56","slug":"emi-calculator","status":"publish","type":"page","link":"https:\/\/anvasta.com\/index.php\/emi-calculator\/","title":{"rendered":"EMI Calculator"},"content":{"rendered":"\n
\n\n\n\n \n \n Home Loan EMI Calculator<\/title>\n <style>\n .emi-calculator {\n font-family: 'Arial', sans-serif;\n max-width: 800px;\n margin: 0 auto;\n padding: 20px;\n border-radius: 8px;\n box-shadow: 0 0 15px rgba(0, 0, 0, 0.1);\n background-color: #f9f9f9;\n }\n \n .emi-calculator h2 {\n color: #333;\n text-align: center;\n margin-bottom: 20px;\n }\n \n .input-group {\n margin-bottom: 20px;\n }\n \n .input-group label {\n display: block;\n margin-bottom: 5px;\n font-weight: bold;\n color: #555;\n }\n \n .input-group input, .input-group select {\n width: 100%;\n padding: 10px;\n border: 1px solid #ddd;\n border-radius: 4px;\n box-sizing: border-box;\n }\n \n .slider-container {\n position: relative;\n width: 100%;\n margin-top: 10px;\n }\n \n input[type=\"range\"] {\n width: 100%;\n margin-top: 5px;\n }\n \n .calculate-btn {\n display: block;\n width: 100%;\n padding: 12px;\n background-color: #4CAF50;\n color: white;\n border: none;\n border-radius: 4px;\n cursor: pointer;\n font-size: 16px;\n font-weight: bold;\n margin-top: 10px;\n }\n \n .calculate-btn:hover {\n background-color: #45a049;\n }\n \n .result-container {\n margin-top: 20px;\n padding: 15px;\n background-color: #fff;\n border-radius: 6px;\n box-shadow: 0 0 10px rgba(0, 0, 0, 0.05);\n }\n \n .result-row {\n display: flex;\n justify-content: space-between;\n margin-bottom: 10px;\n padding: 8px 0;\n border-bottom: 1px solid #f0f0f0;\n }\n \n .result-row:last-child {\n border-bottom: none;\n }\n \n .result-label {\n font-weight: bold;\n color: #555;\n }\n \n .result-value {\n color: #333;\n }\n \n .total-interest {\n color: #e74c3c;\n }\n \n .total-amount {\n color: #3498db;\n }\n \n .monthly-emi {\n color: #2ecc71;\n font-size: 18px;\n font-weight: bold;\n }\n \n .chart-container {\n margin-top: 20px;\n height: 300px;\n position: relative;\n width: 100%;\n }\n \n #breakupChart {\n margin-top: 30px;\n max-width: 100%;\n max-height: 300px;\n }\n \n @media (max-width: 600px) {\n .emi-calculator {\n padding: 15px;\n }\n \n .chart-container {\n height: 250px;\n }\n }\n <\/style>\n<\/head>\n<body>\n <div class=\"emi-calculator\">\n <h2>Home Loan EMI Calculator<\/h2>\n \n <div class=\"input-group\">\n <label for=\"loan-amount\">Loan Amount (\u20b9)<\/label>\n <input type=\"number\" id=\"loan-amount\" min=\"100000\" max=\"10000000\" step=\"100000\" value=\"2500000\">\n <div class=\"slider-container\">\n <input type=\"range\" id=\"loan-amount-slider\" min=\"100000\" max=\"10000000\" step=\"100000\" value=\"2500000\">\n <\/div>\n <\/div>\n \n <div class=\"input-group\">\n <label for=\"interest-rate\">Interest Rate (% per annum)<\/label>\n <input type=\"number\" id=\"interest-rate\" min=\"5\" max=\"20\" step=\"0.1\" value=\"8.5\">\n <div class=\"slider-container\">\n <input type=\"range\" id=\"interest-rate-slider\" min=\"5\" max=\"20\" step=\"0.1\" value=\"8.5\">\n <\/div>\n <\/div>\n \n <div class=\"input-group\">\n <label for=\"loan-tenure\">Loan Tenure<\/label>\n <div style=\"display: flex; gap: 10px;\">\n <input type=\"number\" id=\"loan-tenure\" min=\"1\" max=\"30\" value=\"20\" style=\"flex: 3;\">\n <select id=\"tenure-type\" style=\"flex: 1;\">\n <option value=\"year\">Years<\/option>\n <option value=\"month\">Months<\/option>\n <\/select>\n <\/div>\n <div class=\"slider-container\">\n <input type=\"range\" id=\"loan-tenure-slider\" min=\"1\" max=\"30\" step=\"1\" value=\"20\">\n <\/div>\n <\/div>\n \n <button class=\"calculate-btn\" id=\"calculate-btn\">Calculate EMI<\/button>\n \n <div class=\"result-container\" id=\"result-container\" style=\"display: none;\">\n <div class=\"result-row\">\n <span class=\"result-label\">Monthly EMI:<\/span>\n <span class=\"result-value monthly-emi\" id=\"monthly-emi\">\u20b9 0<\/span>\n <\/div>\n <div class=\"result-row\">\n <span class=\"result-label\">Principal Amount:<\/span>\n <span class=\"result-value\" id=\"principal-amount\">\u20b9 0<\/span>\n <\/div>\n <div class=\"result-row\">\n <span class=\"result-label\">Total Interest:<\/span>\n <span class=\"result-value total-interest\" id=\"total-interest\">\u20b9 0<\/span>\n <\/div>\n <div class=\"result-row\">\n <span class=\"result-label\">Total Amount (Principal + Interest):<\/span>\n <span class=\"result-value total-amount\" id=\"total-amount\">\u20b9 0<\/span>\n <\/div>\n <\/div>\n \n <div class=\"chart-container\" id=\"chart-container\" style=\"display: none;\">\n <canvas id=\"breakupChart\"><\/canvas>\n <\/div>\n <\/div>\n\n <script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/Chart.js\/3.7.0\/chart.min.js\"><\/script>\n <script>\n \/\/ Get DOM elements\n const loanAmountInput = document.getElementById('loan-amount');\n const loanAmountSlider = document.getElementById('loan-amount-slider');\n const interestRateInput = document.getElementById('interest-rate');\n const interestRateSlider = document.getElementById('interest-rate-slider');\n const loanTenureInput = document.getElementById('loan-tenure');\n const loanTenureSlider = document.getElementById('loan-tenure-slider');\n const tenureTypeSelect = document.getElementById('tenure-type');\n const calculateBtn = document.getElementById('calculate-btn');\n const resultContainer = document.getElementById('result-container');\n const chartContainer = document.getElementById('chart-container');\n \n \/\/ Sync inputs and sliders\n loanAmountInput.addEventListener('input', () => {\n loanAmountSlider.value = loanAmountInput.value;\n });\n \n loanAmountSlider.addEventListener('input', () => {\n loanAmountInput.value = loanAmountSlider.value;\n });\n \n interestRateInput.addEventListener('input', () => {\n interestRateSlider.value = interestRateInput.value;\n });\n \n interestRateSlider.addEventListener('input', () => {\n interestRateInput.value = interestRateSlider.value;\n });\n \n loanTenureInput.addEventListener('input', () => {\n loanTenureSlider.value = loanTenureInput.value;\n });\n \n loanTenureSlider.addEventListener('input', () => {\n loanTenureInput.value = loanTenureSlider.value;\n });\n\n \/\/ Format currency\n function formatCurrency(amount) {\n return new Intl.NumberFormat('en-IN', {\n style: 'currency',\n currency: 'INR',\n maximumFractionDigits: 0\n }).format(amount);\n }\n\n \/\/ Calculate EMI\n function calculateEMI(principal, rate, time) {\n rate = rate \/ 12 \/ 100; \/\/ monthly interest rate\n time = time * 12; \/\/ convert years to months\n \n if (tenureTypeSelect.value === 'month') {\n time = parseInt(loanTenureInput.value);\n }\n \n \/\/ EMI formula: P * r * (1+r)^n \/ ((1+r)^n - 1)\n const emi = principal * rate * Math.pow(1 + rate, time) \/ (Math.pow(1 + rate, time) - 1);\n \n return emi;\n }\n\n \/\/ Calculate and display results\n calculateBtn.addEventListener('click', function() {\n const principal = parseFloat(loanAmountInput.value);\n const rate = parseFloat(interestRateInput.value);\n let time = parseFloat(loanTenureInput.value);\n \n \/\/ Validate inputs\n if (isNaN(principal) || isNaN(rate) || isNaN(time) || principal <= 0 || rate <= 0 || time <= 0) {\n alert('Please enter valid values for all fields');\n return;\n }\n \n \/\/ Calculate EMI\n const monthlyEMI = calculateEMI(principal, rate, time);\n \n \/\/ Calculate total payment and interest\n const timeInMonths = (tenureTypeSelect.value === 'year') ? time * 12 : time;\n const totalAmount = monthlyEMI * timeInMonths;\n const totalInterest = totalAmount - principal;\n \n \/\/ Update result values\n document.getElementById('monthly-emi').textContent = formatCurrency(monthlyEMI);\n document.getElementById('principal-amount').textContent = formatCurrency(principal);\n document.getElementById('total-interest').textContent = formatCurrency(totalInterest);\n document.getElementById('total-amount').textContent = formatCurrency(totalAmount);\n \n \/\/ Show results\n resultContainer.style.display = 'block';\n \n \/\/ Create\/update chart\n createChart(principal, totalInterest);\n chartContainer.style.display = 'block';\n });\n\n \/\/ Create pie chart for loan breakup\n function createChart(principal, interest) {\n const ctx = document.getElementById('breakupChart').getContext('2d');\n \n \/\/ Destroy previous chart if exists\n if (window.myChart) {\n window.myChart.destroy();\n }\n \n window.myChart = new Chart(ctx, {\n type: 'pie',\n data: {\n labels: ['Principal', 'Interest'],\n datasets: [{\n data: [principal, interest],\n backgroundColor: ['#3498db', '#e74c3c'],\n borderColor: ['#2980b9', '#c0392b'],\n borderWidth: 1\n }]\n },\n options: {\n responsive: true,\n maintainAspectRatio: true,\n plugins: {\n legend: {\n position: 'bottom',\n },\n tooltip: {\n callbacks: {\n label: function(context) {\n const label = context.label || '';\n const value = context.raw || 0;\n const total = context.dataset.data.reduce((a, b) => a + b, 0);\n const percentage = Math.round((value \/ total) * 100);\n return `${label}: ${formatCurrency(value)} (${percentage}%)`;\n }\n }\n }\n }\n }\n });\n }\n\n \/\/ Initial calculation\n calculateBtn.click();\n \n \/\/ Handle window resize to make the chart responsive\n window.addEventListener('resize', function() {\n if (window.myChart) {\n window.myChart.resize();\n }\n });\n <\/script>\n<\/body>\n<\/html>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home Loan EMI Calculator Home Loan EMI Calculator Loan Amount (\u20b9) Interest Rate (% per annum) Loan Tenure YearsMonths Calculate EMI Monthly EMI: \u20b9 0 Principal Amount: \u20b9 0 Total Interest: \u20b9 0 Total Amount (Principal + Interest): \u20b9 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